Reset final AI and biotech owners first, clarify the identity approver second, collapse one revenue handoff third, and pause FinTech scope until owner-of-record discipline is restored.
RESET_OWNER
Chief AI Officer
Audience: Board risk committee
Ownership theme: AI approvals are moving fast enough to matter, but final accountability is still rotating between policy, security, and product.
Decision handoffs: 5 · Unresolved owners: 2
Board confidence: 62
Reset final AI ownership to one accountable executive before the next launch packet.
CLARIFY_APPROVER
Chief Information Security Officer
Audience: Audit committee
Ownership theme: Identity exceptions are well known, but the last approver is still unclear whenever audit and security disagree.
Decision handoffs: 4 · Unresolved owners: 3
Board confidence: 54
Document one final identity approver and remove duplicate signoff paths.
COLLAPSE_HANDOFF
Chief Revenue Officer
Audience: Board finance committee
Ownership theme: Revenue disputes are not lacking dashboards; they are lacking a short owner path that survives forecast pressure.
Decision handoffs: 5 · Unresolved owners: 1
Board confidence: 50
Cut one finance-commercial handoff and reissue the owner-of-record model.
PAUSE_SCOPE
Chief Financial Officer
Audience: Investment committee
Ownership theme: Capital-sensitive lanes are accumulating too many decision owners to expand safely.
Decision handoffs: 6 · Unresolved owners: 3
Board confidence: 46
Pause expansion and reset one owner path across treasury, KYC, and merchant review.